Personal Health Insurance, Long Term Care Insurance and Travel Insurance

  • No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and offers many other important benefits.
  • Did you know that Long term care insurance is designed to help you cover the costs of a nursing home or other skilled care as you age.
  • When Canadians travel abroad or anywhere in the country, they should purchase travel insurance that will help cover health, life, disability, and baggage. This insurance will help travelers save on hospitalization, flight cancellation, loss of baggage and many other expenses.

How important are these insurances? Let's take a look!

Doctor with crossed arms holding an instrument

Personal Health Insurance

Personal Health Insurance is for you, in case you don't have adequate or group coverage. You can choose among a variety of plans with choices from many different insurance companies and with different levels of coverage. Personal health insurance products help lower your risk of being burdened by expenses for preventive care or medical bills as a result of an illness or accident. While provincial health plans (RAMQ in Quebec) provide coverage for many health expenses, there are gaps that can have a significant impact on your finances.

Contact us for more information and to answer your questions.

An elderly couple walking down the empty road

Long Term Care Insurance

Health Canada research shows that Canadiens continue to live longer. What does living longer mean? It means that we need larger retirement
savings, but it also means that we'll be needing some sort of assistance with our daily activities, which can turn out to be very costly. Nursing homes or private caregivers can be very costly and most often ones retirement income is not enough to cover for the full cost of care. Long Term Care insurance is designed to cover the cost of personal or health care services resulting from the policy owner's inability to care for themselves.

Contact us, we can help!

A young man seats on a waiting bench at the airport and looking at a plane

Travel Insurance

Looking to take a trip? Need to travel for work? Already booked your vacation?

‍Have you insured yourself and your loved ones?

While you're never required to buy travel insurance, it's a good idea and something you should think about. The last thing you want to see is thousands of dollars in medical expenses having to be paid because of an unforeseen event.

Contact us, we can help!