Life insurance, why get it?
Did you know that over 70% of Canadians either don't have enough life insurance or don’t have any insurance?
Life insurance is important, as it protects your family and allows you leave them a non-taxable amount at the time of death. It is also used to cover your mortgage and your personal loans, such as your car loan. Your individual life insurance follows you when you retire, and you are no longer insured by your employer. This insurance will also replace your family income when resources are less so you can maintain your quality of life.
We often go through life thinking about all the daily chores we have to take care of like what will we have for supper? When is my kid’s next activity? Has the homework been done? Or have I finished my work project? Yet, we tend to postpone or simply not think about some of the more important things! "If something happens to me today, what will happen to my family’s lifestyle? Will my family be able to afford to stay in the house? Will my children be able to attend the same school? Will my children be able to continue their extracurricular activities? Will there be enough money for food? Will I be able to care for the children if my significant other needs to get a second job? Will my debt be taken care of?"
These are all very hard to think about and find answers to. That is why we are here to help you find the answers of those questions and find solutions for them. We are here to help you protect your loved ones and make sure your family and legacy lives on!