Millenia is proud to offer Mortgage Broker services to our clients
We provide our clients all services under one roof.
We are proud to be offering our clients the service of a Mortgage Broker. As we do in our Financial Services and Insurances needs for our clients, we take extreme pride in our Mortgage Brokers service and we have Brokers that love what they do and strive to find you the best rates, service and more.
WHY USE A MORTGAGE BROKER?
Mortgage brokers are licensed professionals who act as an intermediary between borrowers and lenders. A mortgage broker works with many different lenders on an ongoing basis, some of whom offer rates only accessible through a mortgage broker. Because mortgage brokers are not tied to one lender, they have multiple mortgage options to choose from and can negotiate on behalf of the buyer.
Here is a quick breakdown of the benefits of using our Mortgage Brokers service:
- Free: You won’t pay a dime to your mortgage broker when you use their services. Instead, they are compensated by the lender.
- Easy: Meeting with one of our mortgage brokers has never been easier. Usually, you’ll need one meeting, and it can be in person or over the phone whichever is best for you. Any documentation that is required can usually be sent through secure email.
- Expert advice: Mortgage brokers are the experts at what they do and are accustomed to working with borrowers who may have unique needs, including self-employed individuals or those with poor credit ratings.
- Access to more lenders: When you apply for a mortgage at a bank or credit union, you only have access to the products they offer. With a mortgage broker, you’ll have access to dozens of lenders.
- Better rates: Mortgage brokers receive volume discounts from lenders, which means you’ll have access to lower mortgage rates than you could secure if you try to negotiate yourself.
- Independent: Since brokers are independent and don’t work for individual lenders, they can offer advice on a broad range of lenders. They can also advise you on which mortgage products are best for you, and tell you how much mortgage you can afford.